1. Acceptance of terms
These Terms & Conditions govern your use of the Jain Financial Solutions ("JFS", "we", "us") website. By accessing or using the website, or by submitting any form on it, you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the website.
2. About this website
The website provides general information about our loan products, branches and company. Nothing on the website is an offer, commitment or guarantee of credit. Loan products, amounts, tenures, charges and eligibility criteria shown on the website are indicative and may change without notice. Final terms are communicated to you in writing when a loan is sanctioned.
3. Loan enquiries and applications
- Submitting an enquiry or application form does not mean your loan is approved or that we are obliged to lend to you.
- All loans are subject to our credit assessment, verification of your documents and the information you provide, and our internal policies and applicable law.
- We may ask for additional documents or information, and we may decline an application without being required to give reasons where permitted by law.
- Any fees, interest rate, tenure and repayment schedule will be set out in the loan agreement. Please read it carefully before signing.
- We never ask you to pay money to a personal account to "release" or "approve" a loan. If anyone does so in our name, please report it to us immediately.
4. EMI calculator
The EMI calculator is provided for illustration only. It uses the amount, tenure and interest rate you select and a standard reducing-balance formula. The interest rate in the calculator is not an offer or a confirmed rate, and your actual EMI, rate, fees and tenure may differ after assessment.
5. Your responsibilities
- Give accurate, complete and current information in every form and conversation with us.
- Do not submit information on behalf of someone else without their permission.
- Do not misuse the website, attempt to gain unauthorised access, introduce harmful code, or interfere with its operation.
Providing false or misleading information may lead to your application being rejected and, where applicable, further action under law.
6. Communications
By submitting your contact details, you agree that we, and our authorised representatives, may contact you by phone, SMS, WhatsApp or email about your enquiry or application, including if your number is registered on a do-not-disturb list, to the extent permitted by law. You can ask us to stop non-essential communications at any time.
7. Intellectual property
The website's content, text, graphics, logo and design belong to JFS or its licensors and are protected by applicable intellectual property laws. You may view and print pages for your personal, non-commercial use. You may not copy, modify, distribute or reuse the content for any other purpose without our written permission.
8. Third-party links and services
The website may link to or embed third-party services, such as Google Maps and WhatsApp. We do not control these services and are not responsible for their content, availability or privacy practices. Your use of them is subject to their own terms.
9. Disclaimer
The website and its content are provided "as is" and "as available". We make reasonable efforts to keep the information accurate and up to date, but we do not warrant that it is complete, error-free or uninterrupted, and we are not responsible for decisions you make based solely on the website's content.
10. Limitation of liability
To the fullest extent permitted by law, JFS will not be liable for any indirect, incidental or consequential loss arising from your use of, or inability to use, the website. Nothing in these terms limits liability that cannot be limited by law.
11. Governing law
These terms are governed by the laws of India. Subject to applicable law, the courts at Jaipur, Rajasthan will have jurisdiction over any dispute arising from them.
12. Changes to these terms
We may update these terms from time to time. The "Last updated" date at the top shows the latest revision. Your continued use of the website after a change means you accept the updated terms.
13. Contact us
If you have any questions about these terms, please contact: