Loan Against Property

Use your home or shop as security to unlock a bigger loan with a longer repayment tenure.

Secured

Unlock the value of your property

Use your residential or commercial property as collateral to access larger loan amounts at competitive interest rates for business expansion or personal requirements.

Loan Amount₹5L – ₹50L

Tenure12–120 months

Processing7–10 days

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Amounts and tenures are indicative. Your final offer is confirmed after assessment.

Key Benefits

Higher loan amounts available
Competitive interest rates
Longer repayment tenure
Residential & commercial property accepted
Transparent valuation process

Eligibility

Clear property title in applicant's name
Residential or commercial property in Rajasthan
Minimum property value as per JFS norms
Stable income source
Age: 25–65 years

What It's For

Put your property to work

Business expansion

Fund a bigger shop, a new branch or added capacity.

Working capital

Strengthen cash flow for stock, wages and day-to-day costs.

Major family expenses

Handle large personal needs without selling your property.

Property upgrades

Improve or extend your home or business premises.

Documents

What you'll need to apply

Keep these handy to speed things up. Your branch team will confirm the exact list for your case.

Identity and address proof (Aadhaar / PAN)
Property title deed and ownership documents
Latest property tax receipt
Bank statements and income proof
Business proof, if self-employed

How It Works

From application to funds, in four steps

Apply Online

Short form, under 5 minutes.

We Call You

Within 24 hours, to understand your needs.

Assessment

We review your profile and documents.

Funds Disbursed

Processing typically 7–10 days.

FAQs

Common questions about the Loan Against Property

Residential and commercial property in Rajasthan, with a clear title in the applicant's name and a value that meets JFS norms.

Loan Against Property ranges from ₹5 lakh to ₹50 lakh, depending on your property's assessed value and your income.

We follow a transparent valuation process. Our team will explain each step and share the outcome with you.

Processing typically takes 7–10 days once documents are complete, as property checks take longer than an unsecured loan.

Explore More

Other loans from JFS

Ready to apply for a Loan Against Property?

Apply online or walk into any of our branches — we'll take it from there.

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